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04-15-2010, 11:54 PM
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#1
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Super Moderator
Join Date: Dec 2007
Posts: 6,850
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Lets talk about auto insurance rates.
Sean and Alexis are not allowed in this thread, neither is Jack. Because they're all biased, JK.
So since every auto insurance company claims to have cheaper rates than any other company, I thought to myself... some of them are probably fibbing. So what have you guys found?
When I was going to buy that GSXR I found that first of all, a lot of auto insurance companies want nothing to do with motorcycles, but for those that did, Geico was the cheapest. Significantly.
__________________
I <3 forced induction.
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04-16-2010, 12:47 AM
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#2
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Senior Member
Join Date: Oct 2009
Posts: 1,078
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I found that I have to pay almost double to insure my 140hp 2003 Honda Accord than my 469hp Cadillac STS-V. Although my daughter is the primary driver on the Honda and I am the primary driver on the STS-V, I did not expect that the insurance on STS-V to remain fairly low.
Bob
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2003 Honda Accord EX
1973 Datsun 240Z
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04-16-2010, 01:05 AM
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#3
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I, Vettezuki
Join Date: Feb 2006
Posts: 14,754
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Quote:
Originally Posted by jedhead
I found that I have to pay almost double to insure my 140hp 2003 Honda Accord than my 469hp Cadillac STS-V. Although my daughter is the primary driver on the Honda and I am the primary driver on the STS-V, I did not expect that the insurance on STS-V to remain fairly low.
Bob
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It's all about the actuarial defining risk for a given product. Corvettes have relatively low insurance too. Why? Because mostly old guys drive them, not very much or very hard. Hondas have sky high insurance mostly because they're a primary target of theft for black market parts.
I've been combined on Mercury for Auto and Home for years. All cheap. I think I have something like Foremost for the motorcycle. I purchased through AIS.
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Motorgen on
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Motorgen Project Car
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(active)
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(back burner)
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04-16-2010, 01:49 AM
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#4
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Senior Member
Join Date: Jun 2009
Posts: 2,509
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I was with Progressive and when i added the GTO, when insurance was at $2600 a year for full coverage on the gto, eclipse and a corolla. I heard Wawanesa was pretty cheap. I now pay $1400 a year for better coverage and a lower deductible. I guess they are pretty good for bike owners too.
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93 GMC Typhoon: new money pit/PITA. Now GT3788R powered.
Boost, because sometimes atmospheric pressure just isn't enough.
"If it has tit's or tires, you can be pretty sure your going to have problems with them..."
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04-16-2010, 06:57 AM
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#5
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Internet Tough Guy
Join Date: Jun 2008
Posts: 1,545
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I pay $2400 for both the vette and truck. Full coverage with Esurance. I do have a couple of tickets and two claims.
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04-19-2010, 12:03 PM
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#6
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Boost Junkie
Join Date: Aug 2008
Posts: 729
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I pay 1200ish a year with Progressive, full coverage.
__________________
Mods: Coilovers, Mopar CAI, Maxxfab o2, catless DP w/ Borla exhaust...
Best ET 14.668 see timeslip
Mods to come: rims + rubber, intercooler, piping, Stage 3 equivelent turbo system with aftermarket turbo and all supporting systems. Goal HP: 400fwhp Goal ET: 11.90 on slicks.
<guy in turbo eclipse>
I'd race ya, but you'd eat me up dawg!!!
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04-19-2010, 12:10 PM
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#7
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Graphics B*tch
Join Date: Dec 2006
Posts: 2,197
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I pay AAA for full coverage on the truck and mustang about $2,100 a year.
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Adam
'13 Ford Fusion SE (2.0L EcoBoost)(Conor)
'03 Zinc Yellow Mach 1(Yazmine)
290HP / 305TQ
1/4 mile ET: 13.28 @ 101MPH (1.867 60')
'99 White F-150 (4.6L)(Bud Jr.)-gone but never forgotten
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04-19-2010, 05:50 PM
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#8
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That's Mr. Bitch to you.
Join Date: Jan 2007
Posts: 1,265
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Farmers about 1700 a year full coverage 500 deductible.
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04-19-2010, 07:14 PM
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#9
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Internet Tough Guy
Join Date: Jun 2008
Posts: 1,545
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I had Gieco and they were head and shoulders more expensive than any other insurance I could find. So I got a great rate with progressive. When I deployed I left my truck with my sister and her husband. He had totaled another care a few years earlier so my rate went up, but it WAS only for six months so I didn't mind. Well a year later I noticed that progressive was increasing my rate every time I had a new policy and was still counting my brother in laws accident against my. I called and complained and they told me that it really would change anything. At the time I had no claims or tickets for 6 years. So i left them and went to Esurance. They have been great. I really recommend them.
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04-19-2010, 07:49 PM
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#10
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Fast & Filthy
Join Date: Jun 2008
Posts: 3,840
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I have Mercury with coverage for the Cobra, Chevelle, Suburban, Explorer and my home. I'm not sure what I pay because my wife handles all the bills (I just make the money) but I know that she looked around to see if we could get it cheaper and no one could even come close to what we are paying.
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