[Vettezuki]

It's a viable plan and having your own home, however problematic has its own upsides too.

But there's only so far you can go with working for yourself and saving, unless you're at the mad bank level of a star athlete, international banker, etc. BUT, even if you're dead middle class, you can work up to some pretty good scratch if you want it and catch a few breaks along the way. For that you have to build a business where ultimately other people are making money for you and investing in assets that create value. "Earned income" ain't gonna get it and there is only so much upside to saving. Technically there is no upper limit to income. For you, the closest obvious possibility I suppose is *maybe* taking up your dad's biz depending on where he is at. The other areas you know well are cars and martial arts. You're not lazy; the same energies applied towards building and expanding a business might turn into having the house of your dreams, just writing a check for a GT and so on. This does require an entirely different mindset than employee or even self employed, but is the way up. I can technically "afford" a lot more than tinkering on the old Vette. I don't spend there because I'm putting it back in to building up what I can repeatedly with the idea of being zero bullshit financially free by 50. I'm not any kind of genius at this but I am doing it and the pattern, while not for the faint of heart, does work. That's 10 years and 10 years goes fast, but it is in reach. Think hard about what you really want over life and what is available to you and spend your energy there. You might have much higher upper limits than you suspect.

I want to be clear though. There is nothing wrong with simply working hard as an employee somewhere, earning your money, and saving towards the things you want. It is in some sense no question a simpler process. My point is that outside some exceptions, it is limited. The balance of values and goals is entirely up to you.