Sean, CA law states that you can take it to the body shop of your choice. You don't have to furnish 3 estimates, none of that crap, you can take it where you want to. Don't let them tell you otherwise.
So if you take it to a shop that wants to reuse your f*cked up panels, take it somewhere else. I was at a body shop last week (my neon got hit) and I took it to a place that Corvette Mikes uses. The guy told me that he would be buying a new door, he said that if the insurance company tried to send him a used door, he could just reject it for whatever reason. I can send you the shop contact info if you're interested. Very expensive work done there, if you want a new panel for the Cobra, take it there.
I got the estimate there because I knew that they charge alot and I was trying to get the insurance company to total my neon (they wanted 20K to paint the Vette). Their estimate was 30% over the Dodge body shop estimate, and I'm sure that you know the dealer is typically the most expensive.
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