its serious ive been hit a few times on the freeway just the cars bumping into you cause they aren't paying attention and probably talking on the cell phone. it sucks but bikes now are so damn fast that its just wrong how fast they are. and then add that to idiots on the road. you do the math. its something you have to think long and hard about i pulled 2 life insurance policys on me when i started just so if something happens my stuff/family are taken care of. anyways if your scared ride on weeks with other bikes(normally the safest) and then do track days...oh yeah
