Quote:
Originally Posted by Vettezuki
Would now be an inappropriate time to ask what happens to totaled cars and what you can take out/off of them?  |
:insurance lady talking again:
It all depends on the insurance company. Should the car be a TL (total loss), it would be up to you to ask your TL adjuster if you would be able to take items out of the vehicle. Now, they probably think that you want to take maybe some speakers, cds...and so on. You need to make them fully aware that you would like to take engine parts off. They might say no and just suggest that you provide parts prices for the items that you have on the vehicle and include that into the price that your vehicle is worth.
Another suggestion you might want to think about (again should the car be a total loss) is if you have the time, you will be given the option to either sell it to your insurance company, or you can keep your wreaked vehicle. Should you decide to keep the wreaked vehicle, you have the benefit of taking off what you want and selling out the rest of the vehicle. The only catch is that if you keep the vehicle, they (insurance company) are going to deduct the salvage amount of the vehicle (the amount that they would get for the vehicle at auction....just guessing, probably a couple k (i'm guessing maybe 4-5).