That's more concerning. On the up side, qualifying is MUCH harder and more rigorous than it was before.

Well that sucks, unless I start making buku bucks i'll have to put my housing plans off for a while it seems.

Do you enjoy or are you at least capable of basic construction/handy man type stuff? If so, you can find "fixer uppers" or houses that need "TLC" for an ok discount, though they are getting chewed up by flippers now.

This all might just be a flash in the pan and settle out once liquidity gets used.* In any event, save for a 20% down to stay conventional and avoid PMI and other hassls if you can, find a house that needs a little attention in an ok neighborhood and you *might* be able to find something that wouldn't break the bank, especially if you were willing to go out a little ways towards Fontana/Riverside. This is where a lot of people get really fucked up. A house is not really an asset, it's a liability sucking money and time away. It's only an asset if you're renting for positive cash flow or at the time (and only at the time) you sell it for a profit. Always assuming the price of real property will be higher in the future just cuz is not all that bright. A few million people have had there asses handed to them in the last couple years on that little error.

*Liquidity
The banks are flush with cash. If they open the flood gates (lowering requirements for example) for whatever reason(s), all bets are off, property values would sky rocket to who knows where. On a tangent, there's already some signs of general inflation (and definitely in the producer prices area). Fortunately productivity is always increasing and people and banks on the whole are a "little" more careful on the spending side than before, so things might stay reasonably under wraps, but no guarantees. The gun is loaded, it's just matter if we're going to put it to our heads and pull the trigger. :smack:

Ben, your house is freaking awesome. And your wife is awesome enough to allow you two project rooms. Dont cry.

Omg omg omg plasti dip is sooo amazing omg Im gonna spray my lights and my wheels and my trim panels and my entire car and my cock and balls with it omg.

Instead of benching, one day, you and Carlos should have a drunk posting contest. . .

I do like it , and location to work is about as good as it gets. Gonna do a patio room conversion, and pick up a couple hundred square feet. There some really nice product on the market that makes them pretty nice, like a pleasant sun room. Gonna continue with making the garage a nice shop space and keep the snake here.

I was worried about some safety issues, but in the last year or so the Koreans have been moving in big time and displacing some of the riff-raff in surrounding neighborhoods. There's already a nice Asian market here now (across from Nick's loaded with goodies round-eyes aren't hip to.) We'll see how it goes, but it should work for at least a few more years.

My dream is to find a ample piece of land in Glendora and build my house with my own hands, I have the skillset and the ability, just not the money.

There's loans for land + construction like anything else and you could theoretically do for less if you had all the right connections and a lot of patience to work through all the hoops. My family back in Wisconin has done this sort of thing several times. My favorite story is a distant cousin who bought 40 acres heavily forested with hard woods. He thinned the hardwoods (mostly maple) and sold for high grade lumber damn near the purchase price of the land. Scratching around in the middle to make a clearing he discovered the water table there was pretty high so made himself a little lake. In WI, you can buy stockers basically free, so he put in like a couple thousand fish for like $100 or something ridiculous like that. Of course, that was a one time deal, never have to do that again since he's about the only one fishing there. Naturall there are all the deer you could ant (too many in fact), etc. Then a cottage on the river that runs along the back. All in, said an done, basically he has a private 40 acre park for well under $100k.

I have the connections, buddies who own rental companies, only thing I would really have to contract out is someone to pour the concrete for the rebar reinforced walls. Everything else i can do.

Ive always wanted to get a house with an atrium, and convert it to an indoor spa.

Couldn't agree more. Sick of this obsession with the redneck nectar.

I thought Pabst was the redneck nectar?

Don't be hatin. Rolling Rock is pretty good too. Though, homey don't play, Mickey's Big Mouth

nah homie. you need a quart of Old E

Miller Highlife in that hand held 3 liter glass bottle is the red neck nectar

Found out my dad's partner has some pretty serious lung cancer today. No bueno, remind me not to smoke.

That sucks, hope they found out soon enough to save their life.

Old E is ok. I have actually drunk King Cobra. . . on purpose . . once.

Worst.Hangover.Ever.

Don't smoke. But you can get LC without smoking (small percentage). Shit is deadly, BUT science is making crazy rapid advances in fighting against cancer. Many of us might live long enough for it to be a historical point like small pox or something.

This is bad apparently, found out last thursday, going for surgury and kemo this thursday. Apparently they're going to hit him hard enough there's a good chance he might die from the kemo alone, but thats how bad it is.

Our bodies fight cancer naturally, we grow cancers all the time, but we eat so much synthetic crap it slows our bodies down. My best friends Dad had prostate cancer, he elected to do the organic diet over the chemo... cancer shrunk, and disappeared.

First hand info, not an old wives tales. Freakin crazy.

Also, people dont understand how cancer works. Its not prolonged exposure to something that causes it, its one single occurrence. One puff of smoke, one beam of light. The reason people who tan and smoke have an increased risk is simply because they have better odds with more exposures. Crazy.

Table artwork from my Friday night date:

Attachment 815

Sexy

"Having a big cam at idle is like being really horny and not being able to fuck" -Jake

Ever wonder why Brea is a Blvd and not a Street? Brea St... BreaSt

I wonder about things... today I was wondering about this:

Nicolas Guaman
ILLEGAL ALIEN from Ecuador
He was driving drunk with his 6 year old son in the car. Ran over a motorcyclist, then drug his body for about a 1/4 mile (the motorcyclist was alive the whole time), a bunch of bystanders were running after the truck banging on the windows trying to get him to stop, then ran off the road, hit a curb which dislodged the motorcyclist, after running off the road he backed up and ran over the motorcyclist again finally killing him, the he fucking drove off!!! The judge in the case recently said that he isnt competent to stand trial yet because he can't communicate with his lawyer. well FUCK ME he has been here for over a decade working illegally and he cant communicate with anyone?!?!? YOU HAVE GOT TO BE KIDDING ME. Has all common sense fallen out of the asshole of society? If I was the motorcyclist's father I would get arrested to be put in prison to slit this fucker's throat and watch the life drain out of his eyes.

http://www.boston.com/news/local/mas...f_milford_man/

Un real. I don't even know what to say....

Call, email, talk to your congressmen/women and tell them to enforce the immigration laws on the books. Other than that, I have no idea since its fairly obvious that most of America doesn't give a shit about it. There really isn't anything to do or say really. Just feel comforted in the fact that our tax dollars go to represent people who illegally entered the country and who should have no right to the justice system which they mock every damn day

Deep Thoughts, with enkeivette.

Public Defenders and OAC always have Spanish speaking lawyers. If he was given a lawyer who cant speak Spanish its prob because no one gives a fuck about him and theyre not planning to fight very hard, and the judge just wants to make sure things go fairly and by the book so nothing will be turned over on appeal.

Dont worry, give it time, he will be fucked by the long dick of the law. My money is on negligent homicide if he plea bargains, reckless indifference murder if he doesnt. (Based on what Ive read here.) If he was drunk or stoned, felony murder.

Im wondering how many people didnt get it at first.

I want to know why streets are still named parkways when we drive on them

This is all I'm going to say about it unless ya'lls want to move it the politics forum which is hidden from non-registered users and doesn't hit the front page.

The machinations of judicial process are hard to grock when confronted with a senseless death.

As for the law, it should be treated the same as if it were a tourist visiting the US, a legal alien resident, a citizen, etc.

I cannot blame a poor Mexican peasant who comes from the hinterlands North a bit to find work and send money home to his family. Why? It's the best option available to him for the reality of life. I would do the same thing. I cannot blame someone for doing what I would do. What would you do?

My ancestors came to the US in the mid 19th century. There was no particularly formal process. They showed up and started making their lives. (We'll side step the minor detail that there were people here before any of our ancestors . . except MustangRay . . and that they got the most epic fucking of all.) Nevertheless, America's remarkable position in history is a function of its openness over the centuries, NOT a very typical closed attitude.

Treat criminals as criminals regardless of where they are from. A person is not a criminal because of where they are from.

I'm enjoying the shit out of Vikings on the History channel.

On my way to Formula D to inhale some tire smoke

Did you construe my post as prejudice somehow?

No. Did you construe my response as construing your post as prejudice?

Yes. Did you construe my response as construing your response to construing my response as prejudice?

Si.