Lets talk about auto insurance rates.

[enkeivette]

Sean and Alexis are not allowed in this thread, neither is Jack. Because they're all biased, JK.

So since every auto insurance company claims to have cheaper rates than any other company, I thought to myself... some of them are probably fibbing. So what have you guys found?

When I was going to buy that GSXR I found that first of all, a lot of auto insurance companies want nothing to do with motorcycles, but for those that did, Geico was the cheapest. Significantly.

[jedhead]

I found that I have to pay almost double to insure my 140hp 2003 Honda Accord than my 469hp Cadillac STS-V. Although my daughter is the primary driver on the Honda and I am the primary driver on the STS-V, I did not expect that the insurance on STS-V to remain fairly low.

Bob

[Vettezuki]

I found that I have to pay almost double to insure my 140hp 2003 Honda Accord than my 469hp Cadillac STS-V. Although my daughter is the primary driver on the Honda and I am the primary driver on the STS-V, I did not expect that the insurance on STS-V to remain fairly low.

Bob

It's all about the actuarial defining risk for a given product. Corvettes have relatively low insurance too. Why? Because mostly old guys drive them, not very much or very hard. Hondas have sky high insurance mostly because they're a primary target of theft for black market parts.

I've been combined on Mercury for Auto and Home for years. All cheap. I think I have something like Foremost for the motorcycle. I purchased through AIS.

[Damian]

I was with Progressive and when i added the GTO, when insurance was at $2600 a year for full coverage on the gto, eclipse and a corolla. I heard Wawanesa was pretty cheap. I now pay $1400 a year for better coverage and a lower deductible. I guess they are pretty good for bike owners too.

[BADDASSC6]

I pay $2400 for both the vette and truck. Full coverage with Esurance. I do have a couple of tickets and two claims.

[BlacknBoostn]

I pay 1200ish a year with Progressive, full coverage.

[Leedom]

I pay AAA for full coverage on the truck and mustang about $2,100 a year.

[Chuck]

Farmers about 1700 a year full coverage 500 deductible.

[BADDASSC6]

I had Gieco and they were head and shoulders more expensive than any other insurance I could find. So I got a great rate with progressive. When I deployed I left my truck with my sister and her husband. He had totaled another care a few years earlier so my rate went up, but it WAS only for six months so I didn't mind. Well a year later I noticed that progressive was increasing my rate every time I had a new policy and was still counting my brother in laws accident against my. I called and complained and they told me that it really would change anything. At the time I had no claims or tickets for 6 years. So i left them and went to Esurance. They have been great. I really recommend them.

[94cobra69ss396]

I have Mercury with coverage for the Cobra, Chevelle, Suburban, Explorer and my home. I'm not sure what I pay because my wife handles all the bills (I just make the money) but I know that she looked around to see if we could get it cheaper and no one could even come close to what we are paying.

[BRIAN]

Meh, liability on both my cars. About 200 bucks a year for both.

[Damian]

I say check out Wawanesa. Progressive laughed when I told them my quote from Wawanesa, especially when I told them about my dductable and coverages.

[eric97srad]

Wow - I think I need to shop around again. I'm paying $3000/yr with Allstate for full coverage on the Mustang and Explorer, and then $500/yr with Progressive for liability on the GSXR

[SeanPlunk]

I say check out Wawanesa. Progressive laughed when I told them my quote from Wawanesa, especially when I told them about my dductable and coverages.

Yeah, but I've heard horror stories if you get in an accident. I just had a friend with Wawanesa who is switching back to AAA because of how bad Wawanesa was...

[SeanPlunk]

I think of all the insurers AAA is the best. I don't care for Mercury and if we didn't get a discount because of Alexis working there I would switch back to AAA.

[Diminicator]

i have mercury and im paying about 100 a month for full coverage on a nissan altima coupe 3.5 SE